Student loan repayment has been a moving target for years now, and this is just the latest shift. The system is consolidating, which should mean less confusion long-term, but the transition itself takes some attention.

If you're trying to figure out how to combine or split finances as a couple you're not alone. My fiance and I have been CashApp-ing expenses back and forth for the past two years and have finally decided to join bank accounts. There's no right or wrong way to join finances, but you do want to find the best system that fits both your incomes, values, goals, lifestyle, and communications style.

Your old 401(k) doesn’t just disappear when you leave an old job. The money is still yours; you just can’t keep contributing to that employer plan anymore. When you part ways with an employer, you have a couple options on what to do with your 401(k).