Question 1

What is financial planning?

Accepted Answer

Financial planning is the process of creating a roadmap to manage your finances and achieve your financial goals. It involves evaluating your current financial situation, setting short- and long-term goals, developing strategies to reach those goals.

Question 2

Why do Millennial and Gen Z's need a financial planner?

Accepted Answer

Contrary to popular belief, financial planning isn't just for retirees or people with millions of dollars. Many millennials and Gen Z clients work with a financial planner to build a strong financial foundation in their early life stages. Working with a financial planner early can help you avoid costly mistakes and build confidence with your money.

Beyond managing investments, a financial planner provides expertise in budgeting and debt management, navigating complex life decisions, understanding employer benefits such as stock options, and much more!

Question 3

You mention you're 'fee-only'. What does this mean?

Accepted Answer

A fee- only financial planner is someone who is compensated solely by the fees clients pay for their services. This means I do not receive commission or other incentives from product sales, eliminating potential conflicts of interest.

Question 4

Do you only work with clients in Dallas, TX?

Accepted Answer

Our firm is 100% virtual which allows us to work with clients nationwide. We will occasionally meet with clients in DFW if that's something you're looking for.

Question 5

What does it mean to be a fiduciary financial planner?

Accepted Answer

Fiduciary means I am legally and ethically obligated to work in my client's best interest at all times. No commission, no hidden agenda. My clients have peace of mind knowing that the advice they receive is solely designed to benefit them.

Question 6

What Is Your Investment Philosophy?

Accepted Answer

We understand that by investing with us, you are trusting us with your life savings, and it's something we don't take lightly.

We believe in low cost, long term, diversified, methodical portfolio management. Before investing, each client will complete a Risk Assessment so you feel comfortable with what you're investing in.

As the market moves, so do your asset allocations, which is why we rebalance portfolios, at a minimum, annually.

Question 7

What sets you apart from other advisors?

Accepted Answer

What sets us apart is our commitment to education. We believe that financial planning is not just about providing advice—it’s about empowering you with the knowledge to understand your financial position and make informed decisions. At every meeting, our goal is to ensure you leave not only with peace of mind knowing you're in good hands, but also with a clearer understanding of your finances. We take the time to explain complex concepts and strategies, so you feel confident about your financial future, no matter your level of expertise.

Question 8

Who is your typical clientele?

Accepted Answer

Our typical clientele includes Gen Z and millennial individuals and families across the US looking for clarity and guidance in their personal finances. We specialize in providing financial advice and support for recent college graduates paying off debt, young professionals looking to start investing, and growing families looking to create healthy financial habits.

While we focus on helping the next generations build wealth, we are more than happy to have a conversation to see if we're a good fit. Don't worry if we aren't - we have a network of financial planning professionals we'd be happy to refer you to!

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Question 9

Do you have a minimum net worth requirement?

Accepted Answer

No, we do not have a minimum net worth requirement! We believe that everyone deserves access to expert financial planning, regardless of their financial situation. We work with clients at all net worth levels, providing the same level of attention and high-quality service to each individual. For those with assets under $250,000, we offer a monthly subscription that may be more suited to their needs.

You can click here (https://infinityfinancialservice.com/pricing-and-programs#pricing)to view are services and fees.

Question 10

What is your relationship with Core Planning, LLC?

Accepted Answer

Infinity Financial Services is a proud member of Core Planning, LLC. Core is a community of independent advisors who combine the benefits of independence with collaborative support.

While I operate independently as an advisor representative under Core, we work closely together to create the best possible experience for our clients.

You can learn more about Core here.(https://www.corepln.com/independence)

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